NMSI INC
2975 Wilshire Blvd. 6th Floor, Los Angeles, CA 90010
Full-time
About Us:
NMSI Inc is a whole mortgage company has an excellent opportunity for those who are self-motivated. We offer one of the most aggressive Agency pricings and Portfolio Program in the mortgage industry. We are dedicated to providing the tools to our employees to help them succeed in the rapidly changing mortgage industry.
We enjoy our company agility and atmosphere while we are blessed with the power of a big company. It is something we focus on each and every day, whether that is through our advanced proprietary technology systems or through our friendly smiles and Never Say Quit attitude.
Open Positions:
* Senior Level Corporate Accountant (CFO)
Salary: 80K - 100K
Preferred Qualifications:
• Proficient with Microsoft Excel.
• Bilingual (Korean, Mandarin, and Spanish are a plus)
• Background in loan servicing or loan processing(For Loan Servicing Specialist).
• Excellent organizational skills and attention to detail.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills.
• Ability to act with integrity, professionalism, and confidentiality.
• Outstanding people skills and team player.
* Staff Accountant
Job Description:
The Accounting Department is responsible for maintaining financial procedures and confirming financial compliance through preparation of a company’s reports and statements. A staff accountant will usually report to the senior accountant or chief financial officer.
Job Responsibilities:
• Maintain and update accounting records and files
• Analyze budgets and create expense reports
• Examine tax policies and handle tax payments and returns
• Meet with clients to discuss confidential accounting issues
• Post transactions and categorize records in the general ledger (e.g. by assets, liabilities and expenses)
• Reconcile bank statements
• Analyze transactions with internal and external stakeholders
• Conduct month-end and year-end closures
• Prepare documents for audits
• Advise clients on financial issues via email or phone
• Apply new accounting policies and ensure compliance with rules and regulations
• Report to the Accounting Manager and work to improve financial processes
Required Skills/Abilities:
• Solid experience in maintaining accurate and up-to-date financial records and ledgers.
• Skill in reconciling bank statements, accounts payable, and accounts receivable transactions.
• Ability to analyze financial data, identify trends, and provide meaningful insights for decision-making.
• Proficient in using accounting software (e.g., QuickBooks, SAP, or similar) and MS Excel for financial analysis.
• Strong attention to detail to ensure accuracy in financial reporting and compliance.
Education and Experience:
• Bachelor’s degree in accounting, or related field required.
• At least one year of accounting experience preferred.
Preferred Qualifications:
• Background in accounting
• Bilingual (Korean, Mandarin, and Spanish are a plus)
Salary : 50K - 55K
*Assistant of Inhouse Account Executive
Job Responsibilities:
1. Reviewing Applications & Recertification: The primary duty of someone in a broker approval department is to review and evaluate broker applications & recertification. They should carefully assess each application, ensuring that all required documents and information are present and meet the necessary criteria.
2. Conducting Due Diligence: It is crucial for individuals in this role to conduct thorough due diligence on brokers applying for approval. They should verify the broker's credentials, experience, and compliance with regulatory requirements. This may involve conducting background checks, reviewing financial statements, and assessing the broker's reputation in the industry.
3. Compliance Monitoring: The person in this role should monitor approved brokers for ongoing compliance with regulatory guidelines and company policies. This may involve conducting periodic audits, reviewing reports, and ensuring that brokers adhere to relevant laws and regulations.
4. Supporting & Communication with Account Executive and Correspondence: Effective Supporting & communication with Account Executive are essential in this role. The individual should maintain clear and professional communication with brokers and Account Executive, both during the application process and throughout their loan processing. They may need to request additional information, provide updates, and address any concerns or inquiries.
5. Documenting Broker Score Card, Account Executive Score Card, and Record-Keeping: Maintaining accurate and organized records is vital for regulatory compliance and future reference. The person in this role should ensure that all relevant documentation, including application materials, correspondence, and compliance reports, are properly filed and recorded.
6. Prospective Business Outreach: In addition to the core responsibilities, the individual will be tasked with proactively reaching out to prospective brokers via email to cultivate new business opportunities. This involves identifying potential brokers who align with our company's objectives, crafting compelling email pitches, and maintaining communication to nurture leads.
7. Continuous Improvement: Individuals in this role should always strive for continuous improvement. They should stay updated with industry trends, regulatory changes, and best practices related to broker approval and compliance. This can help in enhancing the efficiency and effectiveness of the department's operations.
Qualifications:
• Required: Account Management
• Required: Customer service by email & call
• Required: Computer Skills
• Required: Data Analysis Skills
• Required: Microsoft Office
• Required: Data Entry
Education and Experience:
• At least one year of customer service experience preferred.
Preferred Qualifications:
• Speaking multiple languages is a plus (Preferably Chinese/Mandarin, Korean, Spanish)
• The candidates' experiences & references should be verifiable
Salary : 40K - 48K
*Loan Documentation Specialist
Job Description:
This position is to collect and prepare documents for closing a loan, coordinate the process, review papers to check for errors after closing, and when necessary, take action to correct those errors.
Job Responsibilities:
• Preparing or assisting with loan documentation.
• Review loan application package for completeness and accuracy, possible fraud and/or inconsistencies.
• Ensures properly executed loan documentation in conformance with legal, regulatory, and bank policy standards.
• Ensures complete and accurate file submissions for processing.
• Communicate effectively with Mortgage Bankers and In-House Processing, Underwriting, Closing, and Post-Closing teams.
• Maintain strong knowledge of State/Federal regulations to maintain loan file compliance.
• Verifies and analyzes loan documentation including income, credit, appraisal, and title, while ensuring compliance with established standards and regulatory compliance requirements.
• Identifies and resolves discrepancies in files.
• Responsible for the delivery and communication of complete and accurate files to Underwriting and coordinates with Appraisal Review.
• Ensures satisfactory completion of conditions for approval to close.
• Monitor the status of loans in the pipeline on a regular basis to guarantee timely funding.
• Comply with company policies and procedures, regulatory requirements, and investor guidelines.
Required Skills/Abilities:
• Excellent verbal and written communication skills.
• Excellent organizational skills and attention to detail.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills.
• Ability to act with integrity, professionalism, and confidentiality.
• Proficient with Microsoft Office Suite or related software.
• Outstanding people skills and team player.
Preferred Experience and Qualifications:
• Speaking multiple languages is a plus (Korean, Mandarin, and Spanish).
• The candidates' experience & references should be verifiable.
Job Type: Full-time
Schedule:
Monday through Friday (6 AM - 3 PM)
Salary: $45K - $55K
* Entry-level Loan Servicing Specialist
Job Description:
This position will report to the Loan Servicing Supervisor while working closely with team members to provide top-level customer service to our borrowers, loan officers, and investors. The team is responsible for interim servicing of the loans monthly until the loans are transferred to investors (servicing released) or to our sub-servicers (servicing retained). Must have a broad understanding of Mortgage Banking, investor guidelines, and regulatory compliance issues involved.
Job Responsibilities:
• Maintain the loan database and process loan boarding
• Follow up on due dates for taxes, hazard insurance renewals, mortgage insurance, and check up on investor's conditions
• Manage loan servicing that includes payments, reserve accounts, taxes, and insurance
• Respond to borrowers' inquiries and correspondence utilizing fax, phone, email, and mail
• Address issues related to borrower accounts, and mitigate consumer complaints and disputes
• Cooperate with the post-funders for clearing investors' conditions/issues in all areas of loan servicing
• Analyze escrow disbursements and manage proper escrow levels
Required Skills/Abilities:
• Excellent verbal and written communication skills
• Excellent organizational skills and attention to detail
• Excellent time management skills with a proven ability to meet deadlines
• Strong analytical and problem-solving skills
• Ability to act with integrity, professionalism, and confidentiality
• Proficient with Microsoft Office Suite or related software
• Outstanding people skills and team player
Education and Experience:
• Bachelor’s degree in a related field required.
• At least one year of customer service experience preferred.
Preferred Qualifications:
• Speaking multiple languages is a plus (Preferably Chinese/Mandarin, Korean, Spanish)
• The candidates' experiences & references should be verifiable
Salary : 45K - 50K
* Data Entry Clerk (1-Month Temporary Job)
Job Description:
Temporary Data Entry Clerk
Job Responsibilities:
• Prepares source data for computer entry by compiling and sorting info.
• Reviews and collects data.
Required Skills/Abilities: None
Education and Experience: None
Preferred Qualifications:
Korean Speaking & Reader
Salary Level: $22 per hour - Needed for 1 month only.
*Mortgage Loan Underwriter
Job Description:
Currently looking for an experienced Mortgage Loan Underwriter. Interested candidates must have at least 3 - 5 years' experience as a Mortgage Loan Underwriter.
Responsibilities of the Mortgage Loan Underwriter:
Will be expected to perform the following job duties:
• Underwrite FHA and Conventional loans within the company and investors' guidelines.
• Monitor updated guidelines and compliance issues.
• Review and update information on LOS to verify, add, delete, or waive conditions.
• Contact Account Executives and/or Loan Officers with the underwriting decisions or problems.
• Coordinate with Account Coordinators to ensure smooth flow of transactions.
• Provide reports and feedback to other staff and the underwriting team
Requirements of the Mortgage Loan Underwriter:
• Must have at least 3 - 5 years experience as a Mortgage Loan Underwriter.
• Demonstrated positive attitude, reliability, a self-starter who assumes responsibility when warranted, professional in manner, and hard-working.
• Proven ability to work independently with minimal supervision.
Experience:
• Mortgage Underwriting: 3 years (Preferred).
Job Type: Full-time
Schedule:
Monday through Friday (6 AM - 3 PM)
Salary: $60K - $80K
*DE Underwriter
Responsibilities of DE Underwriter:
The DE Underwriter's primary responsibility is to review and analyze applications for residential mortgage loans (government and conventional). The Mortgage Underwriter will be responsible for reviewing third-party reports such as credit reports and appraisals, reviewing and calculating income, reviewing asset documentation, following up on outstanding loan conditions, clearing files to close, and ensuring compliance with all applicable lending regulations.
The Underwriter will also be responsible for the review of conforming and non-conforming mortgages as well as equity loan applications to determine compliance with applicable state and federal regulations, investor guidelines, and credit union standards. Review and analyze submitted loans for capacity, capital, character, and condition while upholding fair lending practices. This includes ensuring that loan requests meet program and product specifications or counteroffer to a product and/or program when appropriate. Communicate decisions (approval, counteroffer, suspense, denial) to applicable individuals within the department. Manage application turn time by executing credit decisions according to the measurement set by the department manager; meet targets. Support Underwriters, Processors, and Home Loan Advisers as needed with scenarios and loan structuring.
Essential Job Functions:
• Underwrite loan files received daily according to Federal Housing Administration (FHA), agency, investor, and credit union policy, and procedures.
• Originate and validate FHA-insured loans utilizing the U.S. Department of Housing and Urban Development's (HUD) direct online system, FHA Connection.
• Review and sign off underwriting conditions in accordance with credit union policy while maintaining established turn times.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
• Current knowledge of FHA, secondary market requirements regarding credit, income, disclosure, and property that would also include, hands-on experience using various agency-related internet and computer-based systems as necessary/required.
• Ability to analyze tax returns, credit and appraisal reports, fraud detection, and other property or income-related reports and documentation to ensure that information meets agency, investors, and credit union requirements.
• Organize and prioritize daily workload to ensure compliance with credit union policy, procedures, and established turnaround times.
• Communicate and interact with all pertinent vendors, services, agencies, investors, staff, brokers, and members.
• Maintain a current working knowledge of the mortgage industry and credit union standards and trends.
• Monitor and resolve any quality control or insuring issues on relevant files in a timely manner to prevent delays.
• Work with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates.
• Ability to work closely with origination and operations staff to ensure compliance with guidelines and policies of credit union and agency.
Education & Qualifications:
• 3 - 5 years of experience as an Underwriter and complete knowledge of the mortgage business.
• Bachelor's degree preferred or equivalent work experience.
• Experience with FHA/VA/Agency loans.
• Direct Endorsement (DE) required.
• Strong analytical skills, especially in credit and risk, along with decision-making skills.
• Effective interpersonal skills and technical report writing skills.
• Attention to detail.
Experience:
• Mortgage Underwriting: 3 years (Preferred)
Job Type: Full-time
Schedule:
Monday through Friday (6 AM - 3 PM)
Salary: $80K - $100K
*Receptionist/VVOE
Job Responsibilities:
Essential Duties and Responsibilities of being a receptionist:
• Receive all FedEx packages, UPS, USPS, Amazon, etc.
• Greet clients as soon as they arrive and connect them with the appropriate party.
• Answer the phone in a timely manner and direct calls to the correct offices.
• Receive, sort, and distribute daily mail/deliveries.
• Order office supplies and keep an inventory of stock.
Essential Duties and Responsibilities of being a VVOE:
• Call various employers/companies to verify the borrower's current employment status.
• Good phone manners are required.
Preferred Qualifications:
• Bilingual (Korean, Mandarin, and Spanish are a plus.
• Good written and verbal communication skills.
• Outstanding people skills and team player.
• Flexibility and multi-tasking ability.
• Ability to handle a fast-paced working environment.
Job Type: Full-time
Schedule:
Monday through Friday (9 AM - 6 PM)
Salary: $40K - $45K
*Building Manager
Job Summary:
• We are seeking a highly motivated and experienced Building Manager to oversee the daily operations of our building complex.
• Candidates have a strong background in facilities management, property leasing, and customer service.
• As a Building Manager, you will be responsible for ensuring the overall satisfaction of our occupants while maintaining the property to the highest standards.
Job Responsibilities:
• Coordinating and overseeing regular building maintenance and repairs.
• Managing and directing cleaning and security staff and activities.
• Preparing and carrying out emergency protocols and procedures.
• Negotiating and liaising with third-party service providers.
• Conducting regular building inspections and preparing reports.
• Ensuring facilities are in compliance with applicable policies, regulations, and building codes.
• Responding to inquiries and requests by building tenants or the general public and resolving any problems or issues.
Requirements:
• Excellent communication and interpersonal skills.
• Good budgeting and math skills.
• A working knowledge of tenants and employment laws.
• Excellent management, negotiation, and planning skills.
• Computer literacy.
• 1-3 years' management experience a plus.
Job Type: Full-time
Schedule:
Monday through Friday (9 AM - 6 PM)
Salary: $45K - $50K
